South Dakota Public Health Insurance
There are many public health insurance plans and options that make healthcare accessible to all South Dakota residents. These services are provided through the U.S. federal government or South Dakota Medicaid and Medicare programs. These public health insurance programs are available to you in the event that you do are unable to afford other health insurance options, you reach the appropriate age bracket, or are disabled. Click on an area below to be taken to more detailed pages about Obamacare (The Affordable Care Act), Medicaid, or Medicare programs, plans, options, and FAQs.
ObamaCare, The Affordable Care Act
Obamacare, or The Affordable Care Act, refers to any health care insurance plan that can be purchased through the federally operated Health Insurance Marketplace. When applying for Obamacare, you may find that you also qualify for cost assistance or government subsidies. CTA button: Learn more about the Obamacare program, Marketplace, plans, and FAQs
South Dakota Medicaid: Health Insurance For Low Income
South Dakota Medicaid is the state-funded health insurance for low income individuals, families, pregnant women, and those with disabilities. South Dakota opted to not expand eligibility for Medicaid upon initial review of ACA and has no immediate plans to expand. There are no coverage options available for childless adults, which leaves 13,000 residents without any ability to access insurance.
South Dakota Medicaid programs include:
- Strong Families
- CHIP
- Various waivers
South Dakota Medicare
Medicare is the federal health insurance for those who are 65 years of age or older, or who have a specific disability such as end-stage renal disease. If you have Medicare Part A today, you meet the requirements for qualified health coverage per the Affordable Care Act. Medicare Part B, unfortunately, does not meet this requirement so you will need additional health insurance coverage to avoid the Affordable Care Act penalty. Total Medicare enrollment for South Dakota has been at 18% of the state population, bringing annual spending to $1.1 billion.
South Dakota Medicare programs and services include:
- Original Medicare Plans - Part A (hospital insurance), Part B (medical insurance)
- Medicare Advantage Plan - Part C
- Medicare Rx Plan - Part D
- Medigap
- HICAP
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